Privacy Policy

Privacy Policy

Introduction

Welcome to https://pcp-brokers.dreamdwellings.net (hereinafter referred to as “PCP Brokers,” “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal data. This comprehensive Privacy Policy outlines our practices regarding the collection, handling, storage, and processing of personal information in compliance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25
  • General Data Protection Regulation (GDPR) of the European Union (EU)
  • Lei Geral de Proteção de Dados (LGPD) of Brazil
  • California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA)
  • Colorado Privacy Act (CPA)
  • Utah Consumer Privacy Act (UCPA)
  • Connecticut Transparency and Accountabilty Act (CTDPA)
  • Virginia Consumer Data Protection Act (VCDPA)
  • Protection of Personal Information Act (POPIA) of South Africa

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

  1. Our official website at https://pcp-brokers.dreamdwellings.net.
  2. Any applications, software, or services offered through our platform.
  3. Interactions on our websites linked to this policy.
  4. Communications initiated by us, such as newsletters, emails, phone calls, and text messages (SMS).

Please note that this policy does not extend to third-party platforms, applications, products, or services accessed through links on our site. These external entities have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines the processing activities we engage in when you:

  1. Utilize our applications and services as an authorized user.
  2. Visit or interact with our websites linked to this Privacy Statement.
  3. Communicate with us through various channels, including newsletters, emails, calls, or text messages.

Personal Data Collection

We collect a variety of personal data for different purposes, which can include:

  1. Account Information: Details required to set up and manage your user account, such as names, usernames, email addresses, and passwords.
  2. Payment Information: Data related to transactions, including credit/debit card details, billing addresses, and payment history.
  3. Financial Information: This may include bank account numbers, investment portfolios, or other financial records relevant to our services.
  4. Purchase Information: Details about products or services purchased from us, including quantities, transaction dates, and pricing.
  5. Mobile Device Identifiers: Unique identifiers like IP addresses, device IDs, and location data collected from mobile devices accessing our services.
  6. Location Data: Information about your physical location when you interact with our geo-services or consent to location sharing.
  7. Feedback: Responses provided by users through surveys, reviews, or direct feedback forms.
  8. Social Media Information: Data obtained from social media platforms when users choose to log in and share information via those platforms.
  9. Product Information: Details about products you view, search for, or purchase on our e-commerce platform.

We collect this data through various methods, including:

  • User input forms and profiles.
  • Automated technologies like tracking cookies and web beacons.
  • Third-party services that provide us with aggregated or de-identified data.

Cookies

PCP Brokers uses cookies to enhance user experience and for analytics purposes. Cookies are small text files stored on your browser by our servers or third parties we work with. They serve multiple functions, including:

  1. Strictly Necessary Cookies: Ensure basic functionalities of the website, such as allowing secure login.
  2. Preference Cookies: Remember user preferences to provide a personalized experience.
  3. Analytics Cookies: Collect aggregate data about website usage to improve our services and content.

Users have control over non-essential cookies through our Cookie Manager, where they can manage or delete specific types of cookies based on their preferences.

Retention and Deletion of Data

We retain personal data only for as long as necessary to fulfill the purpose for which it was collected, or as required by applicable laws. When no longer needed, we securely delete or anonymize the information unless subject to a legal obligation to preserve it.

Your Rights

Depending on your location and applicable laws, you may have certain rights regarding your personal data, including:

  • Access: Request access to the personal data we hold about you.
  • Rectification: Ask for correction of inaccurate or incomplete personal data.
  • Erasure (Right to be Forgotten): Demand the deletion of your personal data in certain circumstances.
  • Restriction: Limit the use or processing of your data under specific conditions.
  • Portability: Receive a copy of your personal data in a structured, commonly used format.
  • Objection: Object to the processing of your data for specific purposes.
  • Non-Discrimination: Assert your rights without negative treatment.

To exercise these rights or have any data-related queries, please contact our Data Protection Officer at [email protected] or through postal mail at:

PCP Brokers Privacy Team
[Address]
[City, State, ZIP Code]

Changes to Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective immediately upon posting on our website. We encourage users to review this policy periodically for any updates.

Contact Information

For any inquiries, unsubscribe requests, or questions related to data privacy, please contact us:

We appreciate your trust in sharing your personal information with us. This Privacy Policy was last updated on [Date].